#1 Retirement Planner

Discover Your Path to a Comfortable Retirement

Imagine planning a journey where you want to reach a beautiful destination (your retirement) with enough treasures in your backpack (savings and investments) to enjoy it fully. Our tool is like a smart map that helps you plot this journey in the best way possible.

Here's how it works

01 Tell us about you

Just like starting a journey, we begin with where you are now. Share a bit about your financial world – like how much you earn (salary), how much you spend, and when you’d like to retire (retirement age).

02 Your dream retirement

Think about what your perfect retirement looks like. Is it a cozy beach house, traveling the world, or perhaps a peaceful country home? Tell us how much you think you’ll need to make this dream come true (desired amount at retirement).

03 Choose Your Adventure Style

Some paths are smooth but long (debt), while others are short but bumpy (equity). You can decide how much of each you want in your journey. Don’t worry; you can change your mind anytime to see different paths!

04 The Magic of Prediction

Using something called Monte Carlo simulation (think of it as a crystal ball), we predict how likely you are to reach your dream retirement with your chosen path. The higher the number, the better your chances!

05 Tweak Your Journey

Not happy with the odds? Adjust your adventure style (debt-equity mix) to find the best route that increases your chances of a happy retirement.

Our values

What we stand for

Impact

A clear view of your financial future, showing how different choices can affect your retirement.

Freedom

Peace of mind, knowing you’ve explored various paths to find the best one for you.

Transparency

The power to make informed decisions about your savings and investments.

Criteria

FinLaxmi

Reg. Advisors

Unreg. Influencers

Free of cost
Personalization
Data-Driven Advice
24/7 Availability
Privacy & Security
Transparency
Regulatory Oversight
Educational Resources
Continuous Improvement
Expertise

Why Should You Use Finlaxmi?

Empower Your Financial Decisions

Finlaxmi leverages advanced Monte Carlo simulations, allowing you to make informed financial decisions with a high degree of accuracy. Unlike traditional financial planning methods, our tool provides a realistic range of outcomes to help you prepare for various financial scenarios.

Developed by Experts

Finlaxmi is crafted under the guidance of Deekshant Gupta, a Chartered Financial Analyst (CFA). His deep understanding of financial markets and investment strategies ensures that the tool meets professional standards and offers reliable financial advice.

Cost-Effective Financial Planning

With Finlaxmi, you receive the expertise of a financial advisor without any cost. It’s designed to be accessible to everyone, whether you’re a seasoned investor or just starting to plan your financial future.

Customization to Your Needs

Your financial journey is unique, and Finlaxmi reflects that. Customize your financial plan based on your individual goals, risk tolerance, and time horizons. It’s like having a personal financial advisor, tuned to your specific requirements.

User-Friendly and Educational

We believe financial planning shouldn’t be complex and confusing. Finlaxmi provides a user-friendly interface, making it easy for anyone to understand and manage their finances. Additionally, we offer educational resources to help you learn and grow your financial knowledge.

Data Privacy and Security

We prioritize the security and privacy of your financial data. Finlaxmi employs state-of-the-art security measures, ensuring that your sensitive information is protected with the highest standards of data privacy.

Considers Inflation

Most tools currently available in the market do not consider the effects of inflation in their models to give results. Finlaxmi embeds inflation in the model in such a way that you have to enter all amounts considering today’s prices and value of money, and the results shown to you are also in terms of today’s value of money to avoid confusion for the user. (Inflation is embedded by us in the model, for example, by considering the present value of the wealth you’ll have at retirement, assuming inflation to be 7% per year.)

Uses Monte Carlo Simulation (MCS)

Finlaxmi considers over 1 lakh simulation (or paths) that can be used to reach your desired objective. Based on that, it calculates the paths that lead to success, and generates your probability of success of achieving your objective.

Get started

Start planning for a secure retirement today

Current age

Retirement age

₹ Monthly Income

₹ Monthly expenditure

Expected annual growth of income

12%

Expected annual growth of expenditure

₹ Current Wealth

₹ Retirement Objective

Required probability of success at retirement

90%

Equity allocation

100%

(*) Change your equity allocation and recalculate and check your result multiple times. This will help you know the allocation which gives the best result, based on which you can make investments.

You are expected to have ₹11,03,73,631 as savings when you retire.
The probability of having at least ₹20,00,00,000 as savings at retirement is 10.50%
There is a 90% chance that you would have at least ₹4,27,46,988 as savings when you retire.

05

Contact Information

Have more questions? Don’t hesitate to reach out!

Ready to take control of your retirement? Contact us today to schedule a consultation and learn more about our retirement planning services.